Take a thick bottomed pan and add milk to it.
when its boiling, add moong dal and washed rice to it.
mix well and let it cook in medium heat until rice s soft. stir often.
meanwhile, melt 1.25 cups jaggery with very little water until it is melted. strain and keep it aside.
when the rice is cooked, add the jaggery syrup, cardamom powder and 1/2 the amount of ghee
mix well and cook till it is bubbling and thick.
add saffron threads and remaining ghee. mix well. cook for another minute and serve it hot!